1. ❶ Money Story
   1. My Previous Beliefs and Behaviors:
      1. I used to think that more expensive things were better and didn't compare prices.
      2. I sacrificed my daily life quality to spend a lot on expensive items.
      3. I didn't budget and was lazy about managing finances, thinking my income was enough as long as there was some surplus.
      4. I didn't place much importance on money and didn't mind spending it generously.
   2. Money-Related Thoughts:
      1. I am curious about financial management but also hesitant.
      2. I struggle to plan my expenses effectively.
      3. I believe having more money can provide my family and me with greater freedom.
   3. Positive Money Expressions:
      1. Having more money doesn't mean I'm greedy or selfish.
      2. Financial management and generosity are not contradictory.
      3. Better financial conditions offer more possibilities in life
         1. having a second child
         2. getting a larger house
         3. traveling more.
      4. Learning about proper financial investments broadens my horizons and enriches my life experiences.
      5. How I manage my savings and investments reflects my self-discipline.
      6. Through learning and effort, I can earn more money.
      7. Feeling angry, confused, or disconnected about your financial situation will likely lead to more problems than facing it head-on
   4. Starting a family and becoming a mother, I hope to provide better financial security for my loved ones
      1. I need to improve my financial literacy
      2. Money needs to be managed
      3. Buying things shouldn't blindly chase after brands. It's just falling for marketing tactics
      4. Generating income and cutting expenses should go hand in hand
      5. It's okay to discuss money moderately and aim to earn more without feeling greedy
2. ❷ Net Worth
   1. Adopting a Learning Mindset
   2. Breaking Free from Gender Bias
   3. Prioritizing Self-Balance and Generosity
   4. Calculate your net worth
      1. 35 years old - 500K
      2. 45 years old - 2M
      3. 55 years old - 2.5M
3. ❸ Your Wealth
   1. Your Foundation:
      1. Foresight: Building a safety net.
      2. Reading Contract Details.
      3. Not forgetting taxes.
      4. Balancing risks.
      5. Retirement Account Starting My Own Company
   2. Enjoyment-Oriented:
      1. Focusing on conscious spending goals.
      2. Saving before spending.
      3. Reconsidering priorities.
      4. Retirement Account Real Estate
   3. Nurturing:
      1. Helping oneself first to help others more.
      2. Not indebting oneself for others.
      3. Prioritizing self-care and maintaining healthy relationships.
      4. Creating a sponsorship budget.
      5. Retirement Account Real Estate
   4. Independent:
      1. Reevaluating your perspective on money.
      2. Exploring socially responsible investments.
      3. Taking a step towards a more secure future.
      4. Setting it on autopilot.
      5. Investment Starting My Own Company
   5. Productive:
      1. Building a moderate safety net.
      2. Avoiding financial losses (due to inflation).
      3. Planning for the future.
      4. Retirement Account Real Estate
4. ❹ Your Numbers
   1. Hard work.
   2. Education.
   3. Smart investments.
   4. Living within your means.
   5. Knowing when and how to take calculated risks.
5. ❺ Entering the Market
   1. Women's Disadvantages:
      1. Feeling uncertain about how to invest.
      2. Fearing that risks could harm family finances.
   2. Changing Inner Narratives:
      1. I don't need to learn this.
         1. What could my future be if I did?
      2. I'm already good enough.
         1. Really? Compared to whom?
      3. It's really boring.
         1. Why do others find it interesting
      4. I'm not good at this.
         1. I've made beginner's mistakes, and I will get better.
   3. Learning Basic Investment Knowledge:
      1. Conservative investments.
      2. Index funds.
      3. Diversification.
      4. Facing investment fears.
      5. Real estate:
         1. Spend 2 to 12 months considering and selecting.
         2. Ensure your property has market value.
   4. Turn it into an advantage
      1. Tend towards conservatism
      2. Adopt a cooperative mindset
      3. Seek professional help
6. ❻ Mastering Cash Flow
   1. Exercising restraint in excessive spending.
      1. Clearing out unnecessary subscriptions from your credit card.
      2. Reflecting on your purchases from the past three days compared to your actual needs.
      3. Planning a zero-spending action during the weekend.
   2. Cultivating good credit card habits:
      1. Timely repayments.
      2. Never let spending go beyond a 4-month payoff.
      3. Paying in full.
      4. Owning no more than two credit cards.
      5. Focusing on your long-term dreams.
   3. Maintaining financial details and effective planning.