1. Reject Dispute (Invalid Dispute)
   1. End of Dispute
2. Writeoff Dispute (Issuer accepts)
   1. Permanent credit (<= dispute amount ) is issued to customer
      1. End of Dispute
3. Raise Chargeback (Visa)
   1. Allocation (un-authorized - Non 2FA)
      1. Chargeback Accepted by Acquirer
         1. If provisional credit is issued, it gets reversed and then permanent credit (<= dispute amount ) is issued to customer
            1. End of Dispute
      2. Chargeback Rejected by Acquirer
         1. Incoming Pre-arbitration from Acquirer
            1. Issuer actions (Pre-arbitration response)
            2. Accept the Pre- arbitraion to the Acquirer
            3. Reverse provision credit if issued to customer
            4. End of Dispute
            5. Reject the Pre- arbitraion to the Acquirer
            6. Acquirer accepts
            7. If provisional credit is issued, it gets reversed and then permanent credit (<= dispute amount ) is issued to customer
            8. End of Dispute
            9. Acquirer Rejects
            10. Incoming Arbitration from Acquirer
            11. Arbitration verdict against Acquirer
            12. If provisional credit is issued, it gets reversed and then permanent credit (<= dispute amount to customer) is issued
            13. End of Dispute
            14. Arbitration verdict against Customer
            15. Customer accepts
            16. End of Dispute
            17. Writeoff (Issuer accepts)
            18. If provisional credit is issued, it gets reversed and then permanent credit (<= dispute amount ) is issued to customer
            19. End of Dispute
   2. Collaboration (Authrorized - Services not rendered)
      1. Chargeback Won (Acquirer accepts)
         1. If provisional credit is issued, it gets reversed and then permanent credit (<= dispute amount ) is issued to customer
            1. End of Dispute
      2. Chargeback Lost (Acquirer rejects)
         1. Customer accepts
            1. End of Dispute
         2. Issuer actions
            1. Writeoff (Issuer accepts)
            2. If provisional credit is issued, it gets reversed and then permanent credit (<= dispute amount ) is issued to customer
            3. End of Dispute
            4. Raise Pre-arbitration (Network)
            5. Pre-arbitration verdict against Acquirer
            6. If provisional credit is issued, it gets reversed and then permanent credit (<= dispute amount to customer) is issued
            7. End of Dispute
            8. Pre-arbitration verdict against Customer
            9. Customer accepts
            10. End of Dispute
            11. Issuer actions
            12. Writeoff (Issuer accepts)
            13. If provisional credit is issued, it gets reversed and then permanent credit (<= dispute amount ) is issued to customer
            14. End of Dispute
            15. Raise Issuer Arbitration
            16. Arbitration verdict against Acquirer
            17. If provisional credit is issued, it gets reversed and then permanent credit (<= dispute amount ) is issued to customer
            18. End of Dispute
            19. Arbitration verdict against Customer
            20. Customer accepts
            21. End of Dispute
            22. Writeoff (Issuer accepts)
            23. If provisional credit is issued, it gets reversed and then permanent credit (<= dispute amount ) is issued to customer
            24. End of Dispute
4. Raise to FRM team of Bank (un-authorized - with 2FA)
   1. Fraud Accepted (Issuer)
      1. If provisional credit is issued, it gets reversed and then permanent credit (<= dispute amount ) is issued to customer
         1. End of Dispute
   2. Fraud Rejected
      1. End of Dispute