1. Moral
   1. Staff are an Organisations prime assets
   2. Accidents and ill-health dramatically affect morale and productivity
2. Legal
   1. Minimum standards for health and safety set in UK law
   2. Criminal Law: minimum legal standards not met
      1. Sanctions
      2. Criminal Justice System
   3. Civil Law: an individual suffers loss of some kind
      1. Compensation to injured party
      2. Civil Court System
   4. Sanctions and Compensation records kept, could affect future contracts
3. Financial
   1. Compensation costs can be high
   2. Days lost due to accidents and ill-health
   3. Hidden costs in failures
   4. Direct costs
      1. lost time
      2. sick pay
      3. damage or loss of product
      4. repairs to plant and equipment
      5. clearing the site
      6. fines
      7. legal costs
      8. excess on any claims
      9. increased insurance premiums
   5. Indirect costs
      1. extra wages, overtime pay
      2. investigation time
      3. production delays
      4. loss of contracts
      5. loss of business reputation
   6. Uninsured costs