1. Opening
   1. Types
      1. Regular
         1. few
         2. minimum
            1. $50-$500
      2. Interest-Bearing
         1. interest
            1. earns
         2. unlimited
         3. minimum
            1. $1-10k
      3. Joint
         1. shared
            1. couples
            2. business
2. Services
   1. Protection
      1. Overdraft
         1. credit
         2. savings
      2. Stop-payment
   2. Convenience
      1. Cards
         1. Check
         2. Debit
      2. Online
         1. balance
         2. transfers
         3. bills
3. Reconciliation
   1. Balancing
      1. outstanding
      2. unrecorded
   2. Errors
      1. recheck
4. Records
   1. Writing
      1. Parties
         1. payee
            1. "To"
         2. drawer
            1. "From"
            2. signed
         3. drawee
            1. bank
      2. Register
         1. log
         2. checkbook
            1. back
      3. Numbers
         1. magnetic
         2. routing
         3. account
         4. check
   2. Depositing
      1. needs
         1. deposit-slip
            1. teller
            2. ATM
         2. endorsement
            1. ink
            2. blue
            3. black
            4. sign
            5. "For Deposit Only"
         3. ID
            1. Photo
   3. Statements
      1. transactions
      2. monthly