1. Client relationship & setting goals
2. Gathering relevant information
3. Analyze the financial situation
4. Construct the Financial Plan
   1. Contingency Planning
   2. Risk Management
   3. Investment planning
   4. Retirement planning
   5. Tax planning
   6. Estate Planning
5. Approve & implement the plan
6. Monitor and review the plan
7. Rajesh P Rao 9845246604