1. Yellow Basket
   1. Initial Proposal
      1. Add products
      2. Review CCRIS item with solution
      3. Review Non-CCRIS item with solution
      4. Review Credit Card with solution
      5. Fintos Finance credit loan application
      6. Repayment strategy
   2. Rule 78
      1. Client details
      2. Settlement details
      3. Loan product details
      4. KYC Comments
2. Green Basket
   1. Initial Proposal
      1. Add products
      2. Review CCRIS item with solution
      3. Review Non-CCRIS item with solution
      4. Review Credit Card with solution
      5. Fintos Finance credit loan application
3. inform advisor to redo proposal
4. Submit to SSA Manager
   1. Approve
      1. Submit to credit manager
         1. Approve
         2. Reject
            1. Appeal to Credit Head
            2. Rejected End
            3. inform client via SMS
            4. Approve
   2. Reject
      1. Cancel End
         1. inform client via SMS
      2. Appeal
   3. Ready documents to Operation team to send hellosign to client acknowledge
      1. 1. Initial Proposal (Download unsigned Proposal)
      2. 2. Property Info (Download from initial proposal)
      3. 3. Fintos Capital Credit Application form (Fintos Capital provide)
      4. 4. Proforma Invoice for Arrangement fees** (For product subsales, refinance, SME loan, personal loan) - Operation provide
      5. 5. Engagement form (Download from customer profile, generate link and download)
      6. 6. Before & After Scenario (manually by advisor)
      7. After Client sign the hellosign
         1. Click Accept Initial proposal (By Operation Team)
            1. Create case in V2.IM2U
            2. Fintos Capital arrange for LO and LA Agreement signing
            3. Fintos Capital proceed loan disbursement
            4. Download document and upload to system
         2. Client Reject
            1. Cancel End
            2. inform client via SMS
            3. Appeal