1. Full Time Agent Organisation
   1. Ruby Lim
      1. Chong CT
         1. Michael Lam
         2. Hamimi
         3. Nicholas Lim
      2. Wong JH
         1. Veanne Lim
         2. Sathya
         3. Brian Leong
         4. Julian
         5. Suren
2. Elite Scheme Joiner
   1. Ruby Lim, Elite Started in May'24, Supreme Leader 1 Payout RM10k
      1. Chong CT, Elite Started in May'24, Elite 3 Payout RM5K
      2. Hamimi, Elite Started in Jul'24, Elite 2 Payout RM3K
   2. Wong JH, Elite Started in May'24, Supreme Leader 1 Payout RM10k
      1. Veanne (Sit Yin Ling), Elite Started in Jun'24, Elite 3 Payout RM5K
      2. Surenraj, Elite Started in May'24, Elite 2 Payout RM3K
3. FWD Start-Up Program -Elite Scheme
   1. Program
   2. Category
      1. Leader
      2. Elite 1
      3. Elite 2
      4. Elite 3
   3. Validation
4. Main Topic 5
5. FWD Commission Sharing
   1. Insurance premiunm Commission Sharing
      1. 1 month 2 cut off date. 15th & 30th
         1. FWD eIRIS Commsssion Statement on 1st & 3rd week each month
            1. Operation Team email to advisor to collect Commission Sharing
            2. Must transfer within 7 days after receive email
   2. Elite Scheme Commission Sharing
      1. next month 21th
6. Premium Payment Flow
   1. Client sign Fintos Capital agreement together with FWD Consent Form
      1. Fund transfer to Fintos Advice Stakeholder Account
         1. Advisor to Propose Client Insurance Plan & Create Payment Link
            1. Payment by Credit Card
            2. Policy Inforce
            3. Commission Receive from FWD