1. Lead Analysis
   1. Funnal - March - May
      1. Raw lead
         1. 10,000
      2. Screening with IC
         1. 2,823
      3. Green with screening
         1. 371
      4. Yellow - Money lender
         1. 1,275
      5. Orange - Loan broker agency
         1. 766
      6. Pink - NON Target
         1. 386
      7. Red - NON Target
         1. 25
   2. Income analysis - 2,823
      1. 0 to 1.5k
         1. 84
         2. NON Target
      2. 1.5k to 5k
         1. 2,145
         2. RM30
      3. 5k to 8k
         1. 451
         2. RM60
      4. 8k above
         1. 169
         2. RM120
2. Affiliate partner
   1. Money Lender / P2P
      1. emicro
         1. RM30
         2. 4% on Loan Amount RM5,000 *4%=RM200
      2. Fintos
         1. RM30
         2. 4% on Loan Amount RM1,000 *4%=RM40
   2. Loan Broker agency - imortgage subscriber
      1. FG Advisory income range - 3k - 5k target first home buyer
         1. RM30
         2. 0.75% on SPA 300k * 0.75% = RM2,250
         3. 300 lead
      2. Citipro income range 5k-10k target property cashback
         1. RM50
         2. 0.5% on Loan Amount 600k *0.5%=RM3,000
         3. 50 lead
      3. F2M Advisory income range 5k above target personal loan debt conso
         1. RM30
         2. 15% on advisory fees 10k *15%=RM1,500
         3. 50 lead
      4. ACA mortgage income range 3k above target mortgage refinancing
         1. Pending on board
      5. CCG SME income range - business income target SME loan
         1. Pending on board
3. Collaboration
   1. Funnal
      1. iMoney - Lead
         1. Financing
            1. Fintos Capital 2026
            2. Microloan
            3. Secured loan
            4. SME loan
         2. TECH
            1. Juris
            2. Jlead
            3. Jchat
            4. Fintos
            5. Ai Chatbot
            6. collect person info
            7. Screening Engine
            8. Loan Eligible engine
            9. mapping engine
            10. Loan OS
            11. lender Approval status
            12. Loan Advisory
4. iMoney.my Financial navigator
   1. personal financial data
      1. personal detail - IC
         1. Age - 27 ( IC)
         2. address
         3. single
         4. male
         5. malay
      2. net income - 3000 ( Chatbot )
      3. bank commitment - 500 ( Ctos)
         1. hire purchase - 500
      4. Living expenses - 2000 ( Loan broker KYC)
         1. rent room - 800
         2. traveling exp - 300
         3. Food - 900
      5. Balance cashflow - 500
      6. networth
         1. future 10year projection
         2. future age 55 projection
   2. Your Personal Financial planning help user mapping suitable financial plan
      1. Bank Loan
         1. personal loan
            1. RHB - Pass :RM30,000
            2. ALB - Pass :RM18,000
            3. Al Raj - Fail :RM21,000
         2. credit card
            1. OCBC
            2. RHB
         3. hire purchase
            1. HLB - 90,000
            2. CIMB - 120,000
         4. mortgage
            1. MBB - 300,000
      2. property marketplace
         1. real estate
            1. mentari court - 280k
            2. sri tanjung - 180k
         2. developer
            1. IOI
            2. ECO World
         3. platform
            1. propertyguru
      3. automotive
         1. carlist
         2. carro
         3. carson
      4. insurance
         1. FWD
         2. AIA
      5. investment
         1. Cabpay