1. Lead Channel
   1. Media Solution
   2. Financial Product
      1. Personal Loan Individual
         1. Salary Earner
            1. Bank Revenue Model - Commission on loan amount
            2. RHB - 2%
            3. ALB - 2%
            4. AL RAJ - 2%
            5. AEON Credit - 2%
            6. Lender Revenue Model - Per Lead - Commission on loan amount
            7. FINCAP - Lead - RM15 - Comm 3%
            8. E-Micro
            9. Non lender - Per Lead - Ads fees or on conversation
            10. Developer - Lead - RM30
            11. Loan Broker
            12. Government loan
            13. LPPSA
            14. Koperasi
         2. Business Sole Prop
            1. Bank
            2. RHB
            3. HLB
            4. ALB
            5. CIMB
            6. AXITA
            7. GXBank
            8. Lender
      2. Credit Card
         1. Individual
      3. Housing
         1. Individual - Pre-screening - Loan Eligibility
            1. CTOS collabration
            2. Mortgage Loan
            3. Mortgage Refinancing
            4. Property
         2. SME
      4. Hire purchase
         1. Individual
            1. Bank
            2. Lender
            3. Mytukar
            4. Carsome
            5. Caricar
         2. SME
      5. Debt Restructuring
         1. AKPK
         2. Loan Broker
      6. Licensed Money Lender
         1. Secured
            1. FINSource
            2. FINCAP
         2. Unsecured
            1. Directlending
            2. E-Micro
      7. CTOS score
2. Revenue Channel
   1. Per Lead
   2. Comm on loan amount
   3. Ads
   4. Subtopic 4
3. Marketing
   1. Ads Budget
   2. Afflilate Partner
      1. Leap Concept
      2. Citipro
4. FINTOS Tech
   1. Ai chatbot
   2. CRM Lead
      1. api to third party CRM
      2. provide iM CRM receive lead
   3. Screening
   4. Loan platform
      1. B2B - affiliate partner to referral cust
      2. B2C -user referral user
   5. Afflilate Partner
5. Sales Stratergy
   1. IC
      1. CTOS screenig
         1. Green
            1. Team
            2. Kingley
         2. Yellow
            1. Team
            2. finaz
            3. laili
            4. siti
            5. Tnc
            6. fail or rejected by lender status update - non target
            7. product
            8. Aeon Credit
            9. RM1k
            10. matching profile
            11. income type
            12. salary
            13. self employer
            14. non target
            15. comm
            16. non target
            17. income - 1.5k - 3k
            18. variable income accept how many %
            19. how to submit loan - SOP
            20. banker apps
            21. sample doc - payslip , bank statement and EPF, CTOS
            22. email or whatapps
            23. system link upload doc for application - OTP
            24. Premium
            25. 2%
            26. RM1k
            27. GXbank
            28. RM500
            29. how to submit loan - SOP
            30. banker apps
            31. application step PDF
            32. email or whatapps
            33. TNG
            34. RM500
            35. FINCAP
            36. RM300
         3. Orange/Pink
            1. Team
            2. VN
            3. CT
            4. Jimmy
            5. Adidah
            6. Leap concept
            7. product
            8. PL
            9. settlement below 30k
            10. PCB
            11. above 30k
            12. Guideline
            13. Leap
            14. gross 2k - 3k
            15. Clean ccris - PCB below 300k project
            16. 3k above
            17. FINTOS advice
            18. 3k above
            19. PCB
   2. without IC